THE AMAZING BENEFITS
FOR COMPANIES & PRIVATE USERS
High-risk drivers are just a small part of the driver community and it’s their actions that entail major risks.
Responsible and safe drivers constitute the vast majority and they are currently overpaying in terms of risk presented. Based on kasko2go’s disruptive technology, the company can provide a fair solution for these customers.
By collecting more data, risk profiles can be more accurate, meaning better and worse risks can be differentiated. This enables insurers to select the good risks and reduce their loss ratio by up to 25% on average within the portfolio. At the lowest risk level (highest scored drivers), the loss ratio can be reduced by up to 76%.
Cheaper policies can be offered, which gives an advantage in customer acquisition.
With a more lucrative insurance portfolio, customers who score high (good risk) are less prone to accidents, that must be reflected in the insurance premium.
Premium adjustments based on scoring values for low-risk and high-risk drivers
In-app safety map
This leads to lower premiums for low-risk drivers. One of the customer/user advantages is lower premiums for low-risk drivers. They also benefit from our accident roadmap, which is displayed by the kasko2go systems before they follow risky roads.